Retirement

First and foremost when it comes to planning for retirement, you want peace of mind. When you've put in the hard yard and it's now time to enjoy the rewards of your working years, you want to know that your financial situation is secure and strong.

At Personal Wealth Group we can assist you with creating the most appropriate income stream for your needs. We can also coordinate the process for you by dealing with Centrelink, liasing with your accountant and solicitor if and when required, in addition to implementing and maintaining the income streams. We can advise within the following areas:

• Retirement Income Streams
(Allocated Pensions, Lifetime / Immediate Annuities, Term Pensions etc)
• Regular Income Streams
• Estate Planning
• Social Security

*C.J.D'Cruz Pty Ltd T/As Personal Wealth Group is an authorised representative of AMP Financial Planning Pty Limited ABN 89 051 208 327, AFS Licence No. 232706.

The information on this website does not take into account your personal circumstances. You should consider how it applies to your overall circumstances or speak to a financial planner before you make an investment decision. Before deciding whether to buy or continue to hold any financial product including those referred to on this website, you should obtain and consider the Product Disclosure Statement for the product, which is available from your financial planner.

Our Solutions

At various times in your life, changing circumstances will affect your financial situation. At such times, appropriate advice is important, such as at the following times:

Approaching retirement
Staring a Business
Making a Career Move
Going from 2 Incomes to 1
Having a child
Wanting to buy your first home
About to enter the workforce
Recipient of an inheritance or a windfall
Separation or divorce