Our Values

"PWG helps you realise the life you want to live by providing financial advice that goes beyond a plan. We help you decide on the financial future you want and show you the best way to get there":

Empowering our customers
We believe in empowering our customers so that the choices they make are well informed choices that they are comfortable with. We place a high emphasis on educating our clients, so they can take control over these choices.

Being informed and well equipped
Our solutions are provided in conjunction with AMP Financial Planning, and this also provides us access to a wide range of solutions. AMP Financial Planning provides resources and technical assistance to us to ensure we assist you to the best of our ability.

Complete transparency in all our financial dealings
All fees and charges are clearly outlined. Our fee structure is fee for service based. We charge for delivering financial advice and solutions to our clients. Our clients generally prefer us to implement these solutions and to oversee the ongoing management of the solutions, and for this we are again remunerated.

We are there when our clients need us
Often this means arranging meetings after business hours for the convenience of our clients either at our offices or at their place of business or residence.

Our Solutions

At various times in your life, changing circumstances will affect your financial situation. At such times, appropriate advice is important, such as at the following times:

  • Approaching retirement
  • Staring a Business
  • Making a Career Move
  • Going from 2 Incomes to 1
  • Having a child
  • Wanting to buy your first home
  • About to enter the workforce
  • Recipient of an inheritance or a windfall
  • Separation or divorce
C J D'Cruz Pty Ltd trading as Personal Wealth Group
is an Authorised Representative of AMP Financial Planning Pty Limited
ABN 89 051 208 327 AFS Licence No. 232706